Fintech

Banking-grade engineering for the AI era.

A fintech-first engineering practice for regional banks, exchanges, payments rails and trading desks across Southeast Asia. We’ve been building this kind of system since 2015 — long before AI made it fashionable. The audit trail is the product.

Selected work →

Where we work

Regional banks

Core wrappers, ledger APIs, and integration layers that sit between a thirty-year-old mainframe and a mobile app.

Payments & remittance

Cross-border rails, FX engines, settlement reconciliation. Where a missed decimal is a regulator's letter.

Trading desks

Order management, execution, and the agentic layer that's quietly replacing the most senior traders' spreadsheets.

Exchanges

Matching, risk, custody and the night-shift ops that keep an order book quoting at 3 a.m.

Selected work

Kafi

Financial Services • Southeast Asia

Modernizing complex financial systems through systematic transition.

Embedded engineering partnership with a Southeast Asian trading platform — reverse-engineering a legacy core into executable specs, then migrating module by module with no downtime.

Hedge Foundation

Cryptocurrency • Global

A trading desk for a professional crypto strategy — accounts, charts, alarms, and orders on one screen.

A professional crypto trading dashboard that unifies multi-exchange accounts, positions, PnL and bulk orders behind a single Next.js + Elixir interface.

Neutron

Crypto payments • Southeast Asia

A multi-currency payment platform built on Bitcoin Lightning.

Embedded with Neutronpay's technical leadership to build scalable microservices, real-time APIs, and cross-platform wallets — Lightning under the hood, traditional payment rails plugged in.

Attrace

Affiliate marketing • Netherlands

An on-chain attribution layer for honest affiliate marketing.

A blockchain-native attribution layer that lets merchants verify every click, conversion and payout without paying for an opaque ad network.

Compliance

Compliance is engineering work, not a checkbox at the end. Here’s how we treat the regulator-shaped parts of the build.

SOC 2 readiness.

Type I in nine months from kickoff, Type II in eighteen. We treat compliance as engineering work — controls live in code, audit evidence ships with the build pipeline.

ISO 27001 path.

Information security management baked into the team's daily rhythm: quarterly access reviews, RBAC enforcement, centralized audit logs with 90-day retention as a floor.

Audit-first engineering.

Every commit is signed. Every deployment is logged. Every prompt change has a diff. When the regulator asks who touched what, the answer is already in the repo.

Field note

“In fintech, the demo always works. The audit is what breaks you. We build for the audit.”

— Field notes, memo.d.foundation

Talk to us

A few sentences about your charter, your stack, and what the regulator cares about. We reply within three working days.

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